All orders require a 50% down payment and all products will be paid in full before time of shipping. We accept Visa and MasterCard along with money orders and personnel checks made payable to Madison Saddlery. Please include driver's license number and the state in which it is issued. All checks will be verified before shipment is made. There is NO sales tax placed on any orders. There will be a shipping charge on all items. Due to the customized nature of our business please allow 3-4 weeks for delivery. Merchandise will be shipped your choice of UPS or US Postal Service. Please refer to our shipping chart for shipping within the 48 states. For shipping outside of 48 states please call.